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Accident Insurance


The school district makes every effort to maintain its buildings, grounds, and equipment in a proper fashion; to provide for proper and adequate supervision of its students and employees; and to see that its citizens are instructed in safety procedure. The school district instructs and certifies many personnel in first aid and C.P.R. Even so, accidents will happen.

In the event of an accident, the following procedures should be followed. The accident must be reported to the building principal’s office or the building nurse’s office. You will receive a brochure which outlines the coverage available through the school district accident insurance policy. You will make out a report on a form provided by the nurse and receive a letter which explains the procedures to be followed. Please bear in mind that, generally, claims and legal actions must be done within prescribed deadlines. You must also keep bills and receipts in order to submit appropriate proof when making a claim.

The school’s accident insurance is designed to pick up where private medical insurance coverage leaves off. All medical bills should be submitted to your own insurance carrier first. The insurance provides for accidents only and with certain limitations. It does not provide basic hospital, basic medical or major medical insurance and does not provide coverage for sickness. It does cover school-related accidents only after your own medical insurance has been claimed against, when they are incurred while attending school during the hours and on the days when school is in session. It also covers certain prescribed times when a student is being transported directly to and from school for regular school days and for certain other activities or events. A $25 deductible applies to this policy.

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Homer Central School District
Mr. Thomas Turck, Superintendent

80 South West Road
Homer, NY 13077

© 2017 Homer Central School

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